reproduced, later to find that the province, facilitate more convenient to own. Welcome reproduced ah!
specific composition ratio of social security:
pension insurance: you pay per month for units 21%, you pay 8%;
; medical insurance: you pay per month for units 9%, you pay 2% plus 10 dollars of serious co-ordination (ill hospitalized coordinating major piece of pipe);
; unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for units of 0.5%, you have a penny Do not pay;
maternity insurance: you pay per month for units of 0.8%, you do not get their penny;
Housing Fund: unit per month for you to pay 8%, you pay 8%
more so doing, the unit each month to pay for your social security ratio should be 21% +9% + 2% +0.5% +0.8% +8% = 41.3%
you pay each month for your social security ratio should be 8% +2% +1% + + 10 blocks 8% = 19% +10
temporarily remove the block you pay 10 dollars aside, the proportion of units to pay and you should pay for the 413:190 ratio, which means that if
your monthly Social Security payment for his 190 dollars, then the unit will be to play on your Social Security account into the 413 dollars each month for your social security account
additional money should be on the 413 +190 = 603 dollars
So in case you can not see, the unit cost of delivery of social security is 2 times more than you, so you pay a monthly Social Security payment < br> Do not feel bad when ah - you know the unit to pay a lot more than you do, in fact distressed units.
saying that the three risk a return to gold and five insurance payments, where we should have seen, in fact, said the three lakes on the risk
a gold equivalent to five full insurance payments, but the full insurance is paid from your personal insurance (unemployment + pension + medical + provident fund) to
say, five insurance payments from your unit to pay insurance (pension + healthcare + unemployment + Injury + birth + Provident Fund) for the. The full insurance
Kim said as a perfect insurance is just that up nicely it.
addition unit for you to pay social security, in fact, did not work but have income of persons or units in a unit but do not pay social security staff can
to pay their own Social Security, but only individuals to pay pension + medical insurance, birth injury ah ah ah unemployment fund it, you do not personally have to pay up.
Here's what is social insurance contributions under the base
we already know just to pay a monthly flat rate and you pay social security is almost the 413:190 ratio, and that what now
out a problem: his monthly pay social security fees and anything to do with this ratio, social security costs in the end are what determine how
it?
we may not be noticed, various provinces in early July every year publish a > determined, Nanjing announced in July this year, the minimum base is 1189 yuan, which is what this means, meaning that as long as they are
Nanjing rules for workers to pay social security units per month for each employee to pay the money at least of 1189 × 41.3% = 491 million, while workers at least have to pay each month
1189 × 19% +10 = 236 dollars, so you should pay each month and the unit costs of social security came out.
But now a new problem came out again, Nanjing wages vary greatly Yeah, it was a month to get 1000 people a month could get
10000, 1000 and do get called to take 10,000 have to pay the same social security costs?
Please note that this 1189 is the lowest base, there is the highest in 1189 on the base, the highest base in Nanjing this year seems to be more than 8000
specific I forget, anyway, if you pay 1189 yuan per month in the following, the unit must be in accordance with 1189 yuan for you to pay 1
189 × 41.3% = 491 dollars, and you own at least a month to pay 1189 × 19% +10 = 236 yuan, 1189, as this is the minimum social security contribution base
significance lies: the month even if you take 1000 or 800, you must also be according to the minimum monthly
according to this 1189 pay!
but if your salary is higher than in 1189, for example, you get 3000 a month, that unit to the Bureau of Labor Insurance when you pay (your
units and you pay social security fees are deducted labor bureau, oh ~) should be on the labor bureau, said: The standard deduction of social security fees. You pay 3000 ×
41.3% = 1239 yuan, and you personally pay every month on 3000 × 19% +10 = 580 元
means that if you pay in 1189 yuan, by 1189 every month you pay; if you pay in 1189 yuan to
, then every month you pay according to your actual wages, unless your base is even higher than the maximum salary, If you take
10000 a month and the maximum base is 8000, you and your unit will have to pay in accordance with 8000
here to expose the shameless practice of some companies, these companies each Hello to the thousands of monthly wages of might, but they report to the Bureau of labor
move when your base does not go according to your actual wages reported, for example, if you get 3000 a month, they go
Bureau of Labor may say that you took only 1189, and then only deduct your monthly Bureau of Labor 1189 × 19% +10 = 236 yuan, you probably have a very high
Hing, because the less money you think you buckle, you actually get our hands on more money
wrong! If so your company is too outrageous! because the company paid 2 times your money, therefore you pay less and they
pay less! if 3000 real wages in accordance to your computer, you pay them every month of the 3000 × 41.3% = 1239 yuan social
premium, in accordance with 1189 to count the words, they pay you every month 1189 × 41.3 % = 491 yuan! so in fact you eat a big
loss! formal company will only pay as you go to the actual labor bureau reporting and deducting money! only the testimony of those who control your company will not pay
in accordance with minimum standards for how much you pay!! do not think that your Social Security monthly fee deduction, the better!! may
You have been shamelessly bullied by a company and you still knew nothing!!!
To determine the units of your base pay in the end how much is simple: If you buckle 300 a month social security, your base
is almost 300 ÷ 19% ≈ 1578 dollars, you pay to see you is not the number, if you pay significantly higher than in 1578, for example, you actually get 3000 a month
or 4000, it certainly has been the company to bully you, and after being bullied you can go to the local labor inspection
brigade sue you unit, a quasi-general a report, but the best time to leave evidence (such as pay slips, etc.) to find
good to go further, otherwise you sue the company after having failed to make a general - - +
again shows that the proportion of various parts of the social security constitute not the same as if you were not in Nanjing that your contribution rate is likely to
than 19%, but certainly not too unfamiliar, for example, your base may 20% or 22%, but certainly not 30% or 40%! so
Although the proportion of 19% in Nanjing, but foreign students can also be roughly calculated by the base of their own
Here are some of these social security charges and the specific circumstances is how to use
already said, the social insurance = + pension + medical insurance + maternity insurance, industrial injury insurance, unemployment insurance + housing +
first talk about the pension insurance fund Well
This insurance generally must pay at least 15 years to retire to a pension for life, so the students want to take the pension in their retirement
sure before 15 years ago began to pay, the other is almost identical in Nanjing under the
If you go to pay pension retirement age of 15 years, then wait until you retire, when countries will keep your personal account on the 8
% of all back to you
pension you may ask, you pay a flat 21% gone?
that you do not expect the State will be forwarded to you, you retire to your personal money away, the state put unit 21
% you pay all the money designated to the state pension fund in co-ordination, and from this money and you never no relationship
You may will say: I rely on! it was my money why not give me
because the state is so when the provisions of the
refund back only to the individual to pay his own personal deduction of money to pay the money for his units all contribute to the country of - -
Here we look at the time of your retirement pension is to figure out how the
pension algorithm is very complex, because the state base pay every year to become one, a good example: If you are 30 years old
, your current base pay is 3,000 yuan , while the retirement age is 55 years old if, then you must start before the age of 40 you pay
pension insurance, and if you start from the 30-year-old cross, handed the 55-year-old is 25 years, that first affirmed the You can enjoy the pensions of
, followed, after 25 years if you pay 3000 base pay has become a 6000 (I said if), then you 55 years old when the first of each
months can get the 6000 × 20% = 1200 block of basic pension, which is to your country, in addition to your person account of a
money in 25 years has accumulated a lot of the base pay Average look good, (3000 +6000) ÷ 2 = 4500, then what you
25 years in personal accounts should be 4500 × 8% (you pay the proportion of individual pension insurance) × 25 years × 12 个May
= 108000 dollars, then in addition to other pre-1200 you can get a month 108000 ÷ 120 = 900 blocks, so you 5
5-year-old can get at least a month beginning 1200 +900 = 2,100 yuan of pension, of course, to each country's base is still rising,
this year in addition to your own 900, you get every month after retirement, more money than 1200, your pension
gold of course more and more
So pay old-age insurance to pay the better, the more you pay after you retire to enjoy the more, and the state each year after adjusting
base money will you get more and more, and now years after the 1000 pay 1500 is likely to take the
here to introduce a metamorphosis of the policy is to pay no matter where you are social security fees, etc. When you retire you can only go back to your account the location of
enjoy the local retirement benefits, such point of view, the high place in the base pay social security but retired back to the low base to enjoy the pension side
Gold would be a big loss of people, why do you say? me give you an example, if you are a young man in Nanjing
work, pay social security for 20 years and then retired, but if your account in Heilongjiang, you must return to enjoy the pension
Heilongjiang gold if you pay in Nanjing for 20 years, the average base is 3000 (I said if), and when you retire Heilongjiang
base pay was 1000 ( I said if), then you can enjoy retirement when the treatment of 1000! This is loss of! a
words, if you place in the rich pay back Social Security when they retire, but poor place to enjoy social security, that You pay a lot of life to enjoy, but very few
! pay 3000 may only enjoy 1000! This is a terrible thing, but no way, the state is this
policy, so please all current accounts in the western where such a low base but the base in Beijing or Shanghai and other places of work to pay high social security
students attention, and you either pay social security in the west, or on the accounts before retirement moved to Beijing or Shanghai, or
you are doing a huge loss of life that the trading
Perhaps you will say, if my account in Nanjing, then I pay in Heilongjiang not like the thing for 20 years, in place with low base pay
, retired back to base when a high place to enjoy high welfare. wrong! you think Nanjing Bureau of Labor would casually let you enjoy what
?! general case Nanjing You will find a reason to refuse directly into! that time you s wisdom wrong: in Black Dragon River
not enjoy, in Nanjing, also can not enjoy!
but some places have some of this situation ease the requirements, such as Nanjing, allows you to five years before retirement from the low base
place back to Nanjing, then continue to pay 5 years in Nanjing, Nanjing, high base, after which it only allows you to enjoy the pension back to Nanjing and this < br> estimates are not the same policy everywhere, in the future intend to switch to the best students now go to your local labor bureau
clear out this issue, so your retirement occurs when an unexpected accident!
Here to talk about the risk of national health insurance policy
pretty good, it is important for many hospital reimbursement
said before the unit monthly health insurance you pay is 9%, your personal health insurance probably pay every month 2% plus 10 dollars
serious co-ordination, the other just serious co-ordination Whether you are hospitalized, and that 11 per cent in the national health insurance every month to your account on your own to play
2% , according to 1189 yuan per month if you are a minimum base pay social security, the 1189 × 2% = 23.78 yuan is
national call your own money each month, you can accumulate the money to buy medicine or direct credit card see out the remaining 9%
countries considered to take care in the
pool fund in accordance with the provisions of Nanjing, if you start from January 2007 to pay medical insurance, Then in February 2007 you can buy medicine or see out credit card
, from July 2007 onwards you can be reimbursed the cost of hospitalization, and reported quite complex, for example a good
:
If you August 1, 2007 in the hospital, lived in Nanjing, the best three hospitals, hospital use are within the scope
Medicare medicine, surgery + hospitalization and other expenses spent a total of 5,000, then the reimbursement of the medical center when the first net of 1000, which is steps from the
price, the rest of the 4000 health-care centers are reimbursed for 4000 × 86% = 3440 yuan, your personal As long as pay 4000 × 14% = 560 yuan
can, with prices starting at 1,000 yuan before you spend 5000 to pay 1560 yuan on their own as long as can be, and this 1560 yuan
also available from your deduction of health insurance card (if you usually do not use that card), so in fact you can not spend much money
hospital medical insurance for our young people more important than old-age insurance, too, after all, his mother a doctor-patient expensive, this is the most important social insurance
the meaning of the provisions of Nanjing Medical Insurance
but must pay at least 25 years to enjoy life after retirement, so if you retire at age 55, that the most
late age of 30 must begin to pay health insurance, work injury insurance
Here to talk about the risk in the general practice with less, I have come not many need to remind you If you are at work on time or when the work
out what happened, the risk to the lingua franca of the
but in practice many people do not pay attention to save trouble evidence, they can not enjoy the work injury insurance lead, which is a great pity
If you work when they were hit by a car, you should start alarm, let the police to investigate the record and photograph collection of evidence, police management at the end
After the accident what would you open a Certificate of Authenticity and the like, you can get this to work-related injuries reported requests for a
If something happens to you just do not find people to run and what the witness does not alarm that no evidence in the case generally not been adopted as
injuries
injury there is a statute of limitations, if you sunrise July 1, 2007 a work injury, you unit must be immediately reported to the police evidence and the accident issued by the
testimonials, and you go out after work injury records to the doctor or hospital unit, called the unit holding the material to do injury to
identification, your unit must on August 1, 2007 effective material before your testing center to the injury, if you are out of work-related injuries from
day from more than a month, and that injury may be identified not up, if you go to the unit you identify,
that you can take your materials to the identification center identification, preferably do not exceed one month, otherwise a lot of trouble following a lot of trouble to talk about maternity insurance
; This is a good example, if you are a girl, monthly salary of 1,000 yuan, January 1, 2007 began to pay maternity
insurance contribution base for the 1189, and you pregnant in March 2007, end of December 2007 gave birth to a child, was discharged in January 2008, then you
to rush to hospital after a marriage certificate (an unmarried mother can not be reimbursed) + one-child certificate (child's general health claims can not 2)
+ medical + examination and construction of the size of card the cost of hospitalization and surgery, all invoices + list + hospital discharge summary all of these materials to the
to the company, check if you are pregnant, when it took 500, when a child hospitalized + surgery spent 2000 in general, public
Division within the provisions of health insurance can give you basically all the claims, reimbursement of the money after you include: 500 block of inspection fees +2000
hospital surgery +1189 yuan / month × 4 months = 7256, 1189 yuan / month × 4 months which is specifically for the reimbursement of health care centers subsidized
girls, only girls get the reimbursement in order to < br> maternity insurance reimbursement for the state when girls must be given four months of average wage, so you have children, then not only claims but also
not spend four months of wages earned ! If you base pay than high wages, such as to get 1000 to pay the 1189,
then you have earned it
maternity insurance to pay at least a year to enjoy, remember Remember
In addition there is a problem, the boys have to pay maternity insurance ah ~ Can you boys enjoy the maternity insurance it?
If you're a boy, your wife did not work or work units did not pay the insurance, and her children's When you pay maternity insurance has
by more than a year, then you can be reimbursed maternity insurance oh, but to the previous examples, for example, you can only check
reimbursement check fee 500 block of ambulatory surgery +2000 half the fee = 1,250 yuan subsidy of 1189 yuan / month × 4 months salary you will not enjoy the
! This is only reimbursed when girls can enjoy oh ~
the same cost, reimbursement girls be able to get 7256, the boys can only get 1250 for reimbursement, which is probably rare in China , began to find units a year in advance to pay maternity insurance, you can make it!
If you marry my wife and boys, it is best when children married a year already paid maternity insurance and pay the base also better than her
Oh, the girls themselves high wages! but if she is not insurance, it does not matter, you can give her maternity insurance reimbursement for it, but you do not
subsidies take four months wages, but you can only get the cost of the newspaper back half.
unemployment insurance, unemployment insurance, this is want you to pay a full year to enjoy, generally pay a year to take 2 months to pay 2 years get 4 months, but more than a lifetime to get the most
24 months a good example:
If you January 1, 2007 began with Insurance, January 2008, you are dismissed by the company, then you can allow the company to get you 2 months
unemployment insurance, if you are in the year 1189 base pay insurance, you can get at least 2 months more than 800 dollars
or you January 1 supra footwear kid, 2007 start pay the insurance, in January 2008 and the company you contract expires, and you do not want to renew the contract if
you can also leave the company before you allow the company to pick up two months of unemployment insurance is more than 800 pieces < br> That contract expires or the company laid off, you can get 2 months of the year according to the ratio of unemployment to require companies to give you
do, if the company does not give you do you can go to report it, a report a standard.
But the contract did not expire if you resign yourself go, that even if you pay full year are not entitled to unemployment insurance
as long as their resignation, let alone pay a years, is 10 years to pay unemployment insurance to resign when you can not get a penny. Housing fund is a good thing ah
Well, if You pay 200 a month for the fund, then the company has a month to play 200 on your account, when you buy a house
which is 400, and if you pay 50,000 lifetime, you account is 10 million, and such a good thing we must not
To reject ah.
fund can be used to buy a house, the loan, renovation or something, if you can find their own home land to build a house, that house
money can also be paid from the fund in the < br> If you have been without this money, and finally retired when all the money seems to be able to come out
[Advanced chapter] of the supplement [5KB]
is that and Nanjing different place to go, and the devil are not allowed to non-payment of medical insurance, social security center that a package that includes pension
unemployment, work injury medical care to ask companies with revenue of fertility, it touches on fund can be paid from time to pay, because it is under the jurisdiction of the central fund
specific composition ratio of social security:
pension insurance: you pay per month for units 22%, you pay 8%;
medical insurance: units per months you pay 12%, you pay 2%;
unemployment insurance: you pay per month for units of 2%, you pay 1%;
injury insurance: you pay per month for 0.5 units %, you do not get their penny;
maternity insurance: you pay per month for units of 0.5%, you do not get their penny;
housing fund: you pay per month for 7 units %, you pay 7%
additional housing funds: unit per month for you to pay 8%, you pay 8% (this is only the general benefits of good will and some state-owned enterprises
, and the ratios of the company set for myself, even if the general fund company to pay a very moral a)
another to say that social security and the relationship between a transfer tax to pay a transfer tax
in time, is that part of the personal deduction payments deducted before calculation taxable base, but one thing to note
, provident funds and supplementary fund more than 12% of the parts (individuals and businesses to pay part) need to be considered in the taxable base in the above example, say fund
7%, add Fund 8%, add up to 15%, 3% of individuals buckle gold that would be considered part of
in tax liability, while businesses that 3%, although not from the individual wage deductions, but still to calculate the taxable base in
, that is, individuals for the cost of a transfer tax money pays the bill.
medical insurance to use this one, goes to personal accounts for around a different way
Nanjing kind of love that is included in the monthly means, there are many places for the year included specific
so, the annual health insurance is the annual April 1 to March 31 the following year, while changes in social security contribution base is also
determined in mid-April on.
Medical Insurance Bureau in April 1 per person per year in Social Security withholding base of personal health insurance (that is oakley golf, that 2%) into the individual health insurance card
account, but this time there are problems, and 4 1 May, when the then Social Security base has not been established, according to the Medical Insurance Bureau can only
base year to forecast that the individual health insurance payments, then the difference between how to do it? That is the second year of April 1
to make up a small count, or less likely to give such a large segment of
look would be very troublesome word, that we for example someone
2004 average monthly income of 5,000 yuan, 2005 average monthly income of 4,000 yuan in 2006, income of 6,000 yuan
Medical Insurance Bureau in April 1, 2006 to the amount of time into personal accounts, social security center has not yet approved the 2006 pay fee-based
number (that is, the average monthly income of 2005), the Medical Insurance Bureau, or the 2005 base pay (which is 2004
-year average monthly income) to calculate the annual amount of personal accounts,
is 5000 * 2% * 12 = 1200,
but in fact this person this year, the amount of personal accounts should be
4000 * 2% * 12 = 960,
so much to this of 240 yuan will be April 1, 2007 when the deduction. At the same time April 1, 2007 into the account of the new year, a
Kim is still 960 yuan (in fact, should be 6000 * 2% * 12 = 1440 million), less to the $ 480 in April 2008 January
back up.
so because most people are not the same base pay each year, so almost everyone's account every year in March and April when the total number of years
see the amount of the account is different, this is the Medical Insurance Bureau in do when the annual cost accounting generated.
injury there is a statute of limitations, if you sunrise July 1, 2007 a work injury, you must immediately report the unit, the police issued
identification evidence and the accident book and you go to a doctor or hospital after injury medical records to the unit, called the unit holding the material to do injury to
identification, your unit must be August 1, 2007 effective material before your injury to the testing center, if you are away from
the day of injury than a month, and that injury may be identified not up, if you do not give you identification of units that can hold your own
materials testing center to identify the best and do not exceed one month, otherwise a lot of trouble a lot of trouble
have added this point, there are two ways to report injuries, one unit of reporting, on and above the same love that, within 30 days of a
effect, there is a personal declaration, valid for one year, but due to injury or other reasons, the more the longer the lack of evidence
, personal statements, then the process will be delayed because they do not know a lot of time and effort.
maternity insurance, abortion, childbirth paul smith messenger bag, multiple births, premature birth, and can specifically look at the following link, although
Shanghai's policy, but in all parts of similarities. Shanghai and Nanjing
may have different policies, the company will not control this aspect of reimbursement, and pregnant women by health care linked to directly hook
production in reproductive examination during hospitalization, health care co-ordination within the scope of overall Medicare payments are, of course, at their own expense item (such as advanced than
ward, at their own expense drugs etc) or to themselves.
Health boy, after his application for maternity grant to Medical Insurance Bureau, Insurance Bureau to 3000 dollars
Social Security piece, to give three months of base pay plus two weeks of income
childbearing, multiple births, more than half of
If a plus on an average monthly wage income is greater than the maximum social security contribution base, then only pay social security contribution base that the Department of
points, the rest of the
such person by the company to pay on a monthly average wage income of 10,000, the Social Security cap for the 7392 base.
then the monthly income of social security to 7392, the remaining 10000-7392 = 2608 is paid by the unit.
(although I think this, in the cloud Tell me what you is not easy to come across =。=。。)
fact there are two key areas:
1, full payment before birth 1 year
2, social security contribution base so that the normal reporting
students, especially female students, do not you think that's the base level of reporting does not matter, even to lower his base salary
hand the number of high Fortunately, this time to see the problem now!
This is why there are so many women workers low wages, but would rather stay in a place of social security declaration giving birth in full and then quit the
reason, the one small place is not like the case of unmarried women are not employees, two to maternity insurance is a lot of income supplement.
For example, a normal salary of 3,000, but the declaration of social security base count her year-end bonus awards, etc. Other income,
then the monthly average may reach 5000, this time that children take a few months is the revenue in January 5000.
If you do not have this money, and finally retired when all the money out of seemingly can not come
seemingly, is absolutely!
and fund loans to low interest rates than commercial loans and more, this is a big advantage.
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